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Showing posts with label 1000 dollar loan. Show all posts

1000 Dollar Loan

by Financier on Thursday, July 5, 2012

Where Can I Get a 1000 Dollar Cash Loan

Do you have a financial emergency which requires extra funds and you are thinking how to get a 1000 dollar loan? When you need money fast, what are some of the quickest way to get a loan? Are you thinking of asking from your friends or colleagues or do you find it a tad embarrassing to do so? If you prefer to find a commercial solution in getting money, you may want to go the bank but then again, not everyone has access to credit facilities from commercial banks. There are people who have bad credit or no credit history and they are not going to find it easy at all to get a small personal loan through their bank.

Direct Personal Loans For People With Good And Fair Credit

If you have good credit and you are using credit cards, maybe you can request for a line of credit to get 1000 dollars from your bank. It is convenient too since you don't have to do much footwork as nowadays a lot of banks already offer online personal loans which you can apply directly from their websites. Most banks offer low interest loans that start from a thousand dollar and you can negotiate to pay it off through monthly installments or lump the sum into your monthly credit card bills. Bank loans with monthly payback terms can range between 6 months to 24 months and even up to 6 years or more. Speak to your bank representative to see how you can work out a win-win solution to get an emergency cash advance of 1000 dollars.


For folks who have bad credit, the above method is not applicable to you unfortunately but it doesn't mean you are out of options in looking for a fast personal loan with easy approval. Skip the banks and avoid making numerous requests as that will appear to lenders that you are on a borrowing binge. Getting a 1000 dollar loan with bad credit aint too difficult since these days, as you can always get a poor credit payday loan instead.

Easy 1000 Dollar Loans No Credit

Definitely you can get a 1000 dollar cash advance through payday loan lenders but alas, invariably there is a downside to it. Obviously it is going to cost you a lot more to borrow 1000 with bad credit as compared to someone who has a stellar credit history. You have to accept this fact and take it on your chin. Nevertheless, because a payday advance is a short to intermediate loan, most people are able to tolerate the seemingly high APR and pay off the loan in a timely manner.


You can find countless websites that offer you 1000 dollar loans with no credit check and it is easy to get overwhelmed by them, especially if you are a first-time borrower. We recommend that you use our no-obligation loan service to help you get a low interest cash advance with guaranteed approval. If you have a financial emergency now, use our services today.  

Apply online for guaranteed cash loans from 100dayloanlenders.com - the easiest way to get a loan online.

Get 1000 Dollar Loan With No Credit Check

by Financier on Monday, June 6, 2011

Small personal cash advances like payday loans are a convenient way to have cash quickly when you need to get a 1000 dollar loan with no credit check. These temporary unsecured instant cash loans can be approved almost immediately, with the ability to let you have get the the funds through your bank account on the same day. They are especially useful to people who either do not have any credit history or they have very bad credit records as payday loan lenders do not run credit checks.

By providing your personal information - name, address, employment and salary, applying for a $1000 payday loan with bad credit is a straightforward process, without the need for you to fax in documents to get a small personal loan. There is no collateral needed for unsecured personal loans under 10K and guaranteed cash is available if you are able to meet the criteria. As payday loans are a form of income-based cash advance, where you can take a advance on your salary till payday, anyone with a job can qualify for these, even if you are a student with no credit history. That said, you need to be at least 18 years old to get pre-approval and this will answer the question that i get asked often; "can you borrow 1000 dollars with no credit?"

Guaranteed payday personal loans for 1000 dollars are for a very short period, which means that repayment terms are usually good for 30 days, and some for lesser, with a 2 weeks payback date. If you need to borrow 1000 dollar with no credit, it is important that you are able to repay the full cost of the 1000 dollar loan in 30 days. Because otherwise, you will have to pay late charges which even by the standards of high interest payday loans, that can be rather expensive.

This begs the question: " How much interest do I have to pay if I want to borrow 1000 dollars with an online payday loan?" Small payday loans with a short term payback tend to have a high APR that can be many times higher than an average fixed interest personal loan from your neighborhood bank. However, because of the shorter repayment period, supporters for payday loan lenders decry that using APR to gauge the cost of a short term online cash advance is not the most accurate. Anyhow, for a personal payday loan of 1000 dollars, the interest, or finance charge as they call it, is usually about 200 to 250 dollars.

To get a fast cash loan with bad credit, you can either find online payday loan lenders with direct deposit or visit a physical payday loan store in your city. Please note that different states have different legislation on non-bank personal loans. For example, unsecured or secured payday loans are illegal in New York while in other states, they may have a cap on the size of the short term private loans. In Utah, it is possible to get a 100% approval payday installment loan for 1500 dollars whereas the maximum loan amount for California residents is just $250.

If it sounds confusing, it is not. A quick way is to use the Internet for getting more information on direct loan lenders with guaranteed cash serving your area. Alternatively, if you have yellow pages, you can check the listings as well. Go through a comparison of cheap payday loans with a low finance charge and hopefully you'll get a 1000 dollar cash loan with no credit check online today.